Mobile money, instant payments, agent networks, digital lending and embedded finance have widened access, but they have also created new routes for fraud, outages, money laundering and conduct failure. Over five days experienced practitioners learn how to identify and control these exposures. You study payment system architecture, card and wallet flows, APIs and open banking, settlement and liquidity risk, trust account safeguards, agent and merchant risk and the operational resilience of platforms.
Risk topics include SIM swap and social engineering fraud, authentication and tokenisation, transaction monitoring, AML and CFT controls for digital customers, model risk in algorithmic credit scoring, data protection and cloud outsourcing. You also examine fintech partnership due diligence, regulatory sandboxes, consumer protection and incident reporting, then apply stress testing and key risk indicators to a digital portfolio. The programme is designed for risk, compliance, audit and product managers at banks, mobile network operators, payment service providers, microfinance institutions and regulators, along with fintech founders and investors. Afterwards you can build a fintech risk assessment, a control framework and a board-level risk report. Classroom, online and in-house delivery are available, with a CPD-accredited certificate.
Digital channels now carry the largest share of retail transactions in many African markets, and new products reach customers faster than control frameworks can adapt. Attackers exploit identity weaknesses, insiders collude with agents, third-party platforms fail, and regulators sharpen expectations on resilience and customer protection. Institutions that treat fintech as a purely commercial opportunity discover the risks only after losses occur.
This advanced programme assumes working knowledge of banking or payments and moves quickly into risk practice. Participants dissect the value chain of a mobile money transfer, a card payment, an instant bank transfer and a digital loan, locating weak points at each step. They then apply risk assessment methods, design preventive and detective controls, and test them against realistic failure scenarios. Governance questions receive equal weight: three lines of defence, partner oversight, regulatory engagement and board reporting.
Delivery is case driven. Participants analyse fraud typologies, outage post-mortems and partnership structures, and complete a risk assessment of a digital product they select. By the final session they hold a prioritised control plan, a set of key risk indicators and a board-ready summary of the exposures that matter most for their own institution.
After the programme, participants will be able to:
Participants will leave with:
Aimed at experienced practitioners, the programme uses:
Day 1: Digital Financial Services Landscape and Risk Taxonomy
Day 2: Payment Architecture, Settlement and Liquidity Risk
Day 3: Fraud, Cyber and Financial Crime
Day 4: Digital Credit, Models and Partnerships
Day 5: Stress Testing, Governance and Reporting
The programme is intended for experienced professionals in banking, payments and technology, including:
Participants who attend all sessions and present the capstone assessment receive a CPD-accredited Certificate of Completion issued by Vision Reach Global Consultancy.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Advanced Digital Financial Services, Payments & Fintech Risk programme, you'll be able to map end-to-end flows for mobile money, card, instant payment and digital lending products, assess fraud, cyber, operational, liquidity and settlement risks in digital financial services, design authentication, monitoring and reconciliation controls for payment channels, and evaluate agent, merchant and third-party fintech partner risk. The full breakdown of topics is covered session by session in the Course Outline tab above.
The programme is intended for experienced professionals in banking, payments and technology, including: Risk managers and operational risk officers, Compliance, AML and fraud officers, Internal auditors and information systems auditors, Product and digital channel managers, Payment service provider and mobile money operations leaders, Central bank and financial regulator supervisors, Microfinance and SACCO digital transformation leads, and Fintech founders, investors and partnership managers.
Advanced Digital Financial Services, Payments & Fintech Risk Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Advanced Digital Financial Services, Payments & Fintech Risk Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Advanced Digital Financial Services, Payments & Fintech Risk starts October 19, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Advanced Digital Financial Services, Payments & Fintech Risk Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Advanced Digital Financial Services, Payments & Fintech Risk Training Course is pitched at advanced professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Advanced Digital Financial Services, Payments & Fintech Risk Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Advanced Digital Financial Services, Payments & Fintech Risk Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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