Loan losses rarely come from one bad decision; they build up through concentrated books, loose covenants, optimistic pricing and warning signs that nobody escalated. Executives who sign off on credit policy and large exposures need a view that stretches from the individual borrower to the whole portfolio.
Over five days, senior lenders examine credit risk appetite and strategy, portfolio concentration and limits, credit governance and committee practice, internal ratings and probability of default models, IFRS 9 expected credit loss and Basel capital implications, risk-adjusted pricing, structuring and security, stress testing, early warning signals, restructuring and recovery. Case files cover corporate, SME, trade finance and project lending, and sessions end with a mock credit committee. The programme is intended for chief credit officers, heads of lending and risk, executive committee and board risk committee members, regional managers, and senior relationship and recovery heads in banks, microfinance banks and development finance institutions. Classroom, online and in-house formats are available, and a CPD-accredited certificate is issued. Afterwards you can challenge a credit submission, interpret portfolio dashboards and set sharper limits.
Credit remains the largest source of risk and income for most banks, yet the conditions around it keep changing. Higher interest rates, currency swings, government arrears, commodity shocks and climate exposures test borrowers that looked sound when they were approved. Regulators expect boards and executives to show active ownership of credit risk rather than delegation to the risk function.
The Executive Credit Risk & Lending Training Course is designed for those accountable at that level. It starts with strategy: risk appetite statements, target markets, concentration limits and the link between growth plans and capital. It then covers governance and committee decisions, the anatomy of a strong credit submission, rating systems, expected credit loss under IFRS 9, risk-based pricing and structuring techniques that protect lenders. The final sessions focus on portfolio monitoring, stress testing, early warning indicators, problem loan restructuring and recovery strategies.
Delivery combines senior-level discussion with real-style case files and a closing mock credit committee in which delegates defend or decline proposals. Participants leave with a refined set of questions to ask of every credit paper and a plan for strengthening credit governance at their own institution.
By the end of the course, participants will be able to:
Participants return with:
The programme is designed for experienced leaders and is organised around discussion and decisions:
Day 1: Credit Strategy and Risk Appetite
Day 2: Governance and the Credit Decision
Day 3: Ratings, Provisioning and Pricing
Day 4: Portfolio Management and Stress Testing
Day 5: Problem Loans, Recovery and Board Reporting
The programme is aimed at executives and senior managers responsible for credit decisions and oversight, including:
Participants who attend all sessions and take part in the credit committee simulation are issued with a CPD-accredited Certificate of Completion by Vision Reach Global Consultancy.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Executive Credit Risk & Lending programme, you'll be able to formulate credit risk appetite, concentration limits and lending strategy aligned with capital and growth plans, evaluate the quality of credit governance, committee processes and delegated authorities, interpret internal ratings, probability of default models and ifrs 9 expected credit loss outputs, and assess large and complex credit proposals across corporate, sme, trade and project lending. The full breakdown of topics is covered session by session in the Course Outline tab above.
The programme is aimed at executives and senior managers responsible for credit decisions and oversight, including: Chief credit officers and chief risk officers, Heads of corporate, commercial and SME lending, Executive credit committee members, Board risk committee members and non-executive directors, Regional and branch network managers with lending authority, Heads of recovery, collections and special assets, Credit risk managers moving into senior roles, and Development finance and microfinance institution executives.
Executive Credit Risk & Lending Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Executive Credit Risk & Lending Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Executive Credit Risk & Lending starts October 19, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Executive Credit Risk & Lending Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Executive Credit Risk & Lending Training Course is pitched at advanced professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Executive Credit Risk & Lending Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Executive Credit Risk & Lending Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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