Mobile money, instant payments, digital lending apps and embedded finance have widened access to financial services, but they also concentrate new risks in fast-moving platforms, agent networks and third-party code. Regulators respond with licensing conditions, trust account rules, consumer protection codes and AML/CFT expectations, and boards are held accountable when controls lag behind product launches. Over five days you learn to design oversight that keeps pace with innovation without stalling it.
Sessions cover board and management oversight under the three lines model, regulatory mapping and sandboxes, FATF standards applied to e-money and virtual assets, tiered and electronic KYC, transaction monitoring, safeguarding of customer funds, fair treatment and complaints, data protection, PCI DSS and ISO 27001 controls, agent and partner due diligence, and incident and regulatory reporting. Compliance officers, risk managers, internal auditors, legal counsel, product managers and supervisors at banks, mobile network operators, payment service providers, fintech start-ups and central banks will benefit. You can join in a classroom, online or as an in-house programme, and a CPD-accredited certificate follows. Afterwards you can build a compliance plan and brief a board on fintech risk.
Digital channels now carry a growing share of retail payments and savings across East Africa and beyond, and the institutions behind them range from long-established banks to young fintech firms with small compliance teams. The risk profile is distinctive: high transaction volumes, thin margins, reliance on agents and cloud providers, and exposure to fraud, money laundering, cyber attack and mistreatment of vulnerable customers. Supervisors increasingly expect clear accountability for these risks at board level and evidence that compliance is built into products rather than added later.
The Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course shows how to build that accountability. Participants examine governance structures and the three lines model in a digital setting, then map the regulatory obligations that typically attach to payment, e-money and digital credit licences. Core sessions apply the FATF risk-based approach to mobile money and virtual asset activity, explain proportionate customer due diligence and digital identity, and cover alert handling and suspicious activity reporting. The programme continues with disclosure and complaints, protection of customer balances held in trust, privacy obligations, information security standards, and the oversight of agents, outsourcing partners and APIs.
The final day turns to compliance monitoring, testing and regulatory reporting. Throughout, participants work on a case fintech firm, producing a compliance risk assessment and a board-level oversight framework.
On completing the course, participants will be able to:
Participants complete the course holding:
Every session is anchored in a fictional but realistic fintech firm, so participants apply each control to the same business as it grows. The approach combines:
Day 1: Governance of Digital Financial Services
Day 2: Regulatory Mapping, Licensing and Innovation
Day 3: AML/CFT, KYC and Financial Crime
Day 4: Consumer Protection, Data and Technology Risk
Day 5: Compliance Monitoring, Reporting and Board Assurance
Participants typically come from compliance, risk, assurance and supervisory roles such as:
Delegates who attend all sessions and complete the case firm deliverables, including the risk assessment and board oversight framework, are awarded a CPD-accredited Certificate of Completion issued by Vision Reach Global Consultancy.
The certificate confirms participation in structured professional training and can be presented to employers or supervisors as part of a continuing development record.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Governance and Compliance in Digital Financial Services, Payments & Fintech Risk programme, you'll be able to design governance structures and board reporting suited to digital financial services providers, map licensing, prudential and conduct obligations for payment, e-money and digital credit activities, apply the fatf risk-based approach to mobile money, remittances and virtual asset services, and implement tiered kyc, e-kyc and transaction monitoring proportionate to customer risk. The full breakdown of topics is covered session by session in the Course Outline tab above.
Participants typically come from compliance, risk, assurance and supervisory roles such as: Chief compliance officers and compliance managers at payment and e-money providers, Money laundering reporting officers in banks and mobile money operators, Risk managers and chief risk officers at fintech companies, Internal auditors reviewing digital channels, Legal counsel and company secretaries in financial technology firms, Product managers launching digital lending, wallets or payment services, Central bank payment system oversight and fintech supervision staff, Board members and non-executive directors of digital finance businesses, and Information security and data protection officers in financial institutions.
Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Governance and Compliance in Digital Financial Services, Payments & Fintech Risk starts October 26, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course is pitched at intermediate professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Governance and Compliance in Digital Financial Services, Payments & Fintech Risk Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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