Leadership and Performance in Credit Risk & Lending Training Course in Pretoria, South Africa
Classroom training in Pretoria · next cohort Nov 2, 2026 · from USD 3,200
Loan books are rarely damaged by one bad analyst; they are damaged by weak credit culture, misaligned incentives and leaders who cannot see deterioration early enough to act. Five days prepare senior lenders and risk executives to set direction and hold their teams to account. You start with risk appetite, lending strategy and the balance between growth and quality, then examine portfolio steering through concentration limits, sector and segment targets, pricing discipline and expected credit loss under IFRS 9. Leadership sessions cover running an effective credit committee, setting delegated authorities, handling the tension between sales and risk, coaching analysts and building a culture that escalates problems promptly. The final days address early warning, restructuring, recoveries and performance dashboards.
Participants work through live-style portfolio data and a board-level reporting exercise. The programme is aimed at heads of credit, chief risk officers, senior relationship and business managers, credit committee members, collections heads and non-executive directors in banks, microfinance institutions, SACCOs and development finance institutions. Delivery is by classroom, online or in-house, and a CPD-accredited certificate is issued. Afterwards you can strengthen credit governance, motivate teams around quality growth and report performance with confidence.
At a Glance
Training in Pretoria, South Africa
Pretoria is South Africa's administrative capital, home to the Union Buildings, the Reserve Bank and most embassies.
More about training in Pretoria →- Format
- Classroom, in Pretoria
- Duration
- Mon - Fri (5 Days)
- Fee
- USD 3,200
- Next start dates
- Nov 2, 2026, Nov 30, 2026, Dec 28, 2026
- Certificate
- Certificate of Completion
- Airport
- O.R. Tambo International (JNB), connected by the Gautrain
- Time zone
- South Africa Standard Time (UTC+2)
- Currency
- South African rand (ZAR). Fees are listed in USD.
- Business districts
- Hatfield, Brooklyn, Menlyn and Centurion
About this course
Lending remains the main source of profit for most financial institutions and also the main source of loss. Economic shocks, rising non-performing loans and heightened supervisory attention mean that leaders in credit must do more than approve files: they must shape strategy, behaviour and information flows so that the entire organisation lends well and responds quickly when borrowers struggle.
The Leadership and Performance in Credit Risk & Lending Training Course focuses on the responsibilities of those who run credit functions. It opens with strategy, risk appetite and portfolio objectives, then looks at the tools leaders use to steer a book, including limits, pricing, provisioning and stress testing. It continues with the human and organisational side of credit: committee dynamics, decision quality, incentive design, independence of the risk function, ethics and conflicts of interest. The closing sessions deal with deteriorating credits, workouts and recoveries, as well as the management information that lets a board judge performance.
The course uses discussion, short case studies and portfolio analysis in preference to lectures. Participants finish with a credit leadership action plan, a draft dashboard for their institution and clear ideas for improving credit culture.
Training Objectives
By the end of the course, participants will be able to:
- Translate institutional strategy into a lending risk appetite with measurable limits.
- Steer portfolio composition through concentration controls, targets and risk-based pricing.
- Interpret expected credit loss provisioning and its impact on profitability and capital.
- Run credit committees that produce disciplined, well-documented decisions.
- Align incentives and delegated authorities so that growth and risk quality move together.
- Lead early warning, restructuring and recovery strategies for stressed borrowers.
- Report credit performance to boards and regulators with clear, decision-ready dashboards.
What you'll learn
Key Takeaways
Participants leave with:
- A draft lending risk appetite statement with limits and triggers.
- A credit committee charter and decision record checklist.
- A portfolio dashboard layout covering quality, concentration, provisioning and returns.
- Methods for coaching analysts and raising the standard of credit memoranda.
- An early warning framework with clear escalation steps.
- A personal leadership action plan for strengthening credit culture.
Training Methodology
The course respects the experience of senior participants and relies on debate and application:
- Facilitated discussions of credit leadership dilemmas
- Portfolio data exercises with arrears, concentration and provisioning figures
- Role-played credit committee and board reporting sessions
- Short cases on stressed borrowers and recovery decisions
- Confidential peer coaching on each participant's action plan
Day 1: Credit Strategy and Risk Appetite
- The leader's role across the credit lifecycle
- Linking business strategy to target markets and products
- Writing a risk appetite statement for lending
- Limits, triggers and tolerance levels
- Lessons from lending failures in banks and microfinance
- Exercise: translating strategy into lending guidelines
Day 2: Portfolio Steering and Pricing
- Portfolio quality measures: arrears, NPL ratios, migration and vintage analysis
- Concentration by sector, borrower, collateral and geography
- Risk-adjusted pricing and return on capital
- Expected credit loss under IFRS 9 and its management implications
- Stress testing and scenario analysis
- Lab: reading a portfolio report and deciding what to change
Day 3: Credit Governance and Decision Quality
- Credit policy, delegated authority and segregation of duties
- Running credit committees and avoiding groupthink
- Cognitive bias in lending decisions
- Conflicts of interest, insider lending and ethics
- Independence and role of the second line of defence
- Simulation: a credit committee under sales pressure
Day 4: Leading People and Credit Culture
- Building credit skills: coaching analysts and reviewing memoranda
- Incentives, targets and unintended consequences
- Balancing sales and risk teams
- Communicating bad news and encouraging early escalation
- Managing performance in credit and collections teams
- Exercise: redesigning a scorecard for lending staff
Day 5: Stressed Credits, Recoveries and Reporting
- Early warning indicators and watchlist management
- Restructuring options and when to enforce security
- Recovery strategy, collateral realisation and write-offs
- Credit risk reporting to boards and regulators
- Designing the leadership dashboard
- Action plans and peer review
The course is designed for senior and aspiring leaders responsible for credit decisions and results, including:
- Heads of credit and credit risk managers
- Chief risk officers and chief credit officers
- Heads of corporate, SME and retail lending
- Credit committee members and board risk committee members
- Collections, recoveries and special assets managers
- Senior relationship managers and regional business heads
- Microfinance and SACCO general managers
- Credit risk consultants and internal audit heads
Attendance at all sessions and participation in the committee simulation and action-planning work earns each delegate a Vision Reach Global Consultancy Certificate of Completion, accredited for CPD.
Choose Where You Want to Learn
Leadership and Performance in Credit Risk & Lending Training Course Venues
South AfricaPretoriaNext Nov 2· 13 dates$3,200Viewing- South AfricaJohannesburgNext Nov 2· 13 dates$3,400
- South AfricaCape TownNext Oct 26· 14 dates$3,800
KenyaNairobiNext Nov 9· 13 dates$1,500- KenyaMombasaNext Oct 26· 14 dates$1,600
- KenyaNaivashaNext Nov 2· 13 dates$1,500
- KenyaKisumuNext Oct 26· 14 dates$1,500
- KenyaMachakosNext Nov 2· 13 dates$1,600
UgandaKampalaNext Nov 2· 13 dates$1,900
RwandaKigaliNext Oct 26· 14 dates$1,900
TanzaniaArushaNext Nov 9· 13 dates$1,900- TanzaniaDodomaNext Oct 26· 14 dates$1,800
- TanzaniaDar es SalaamNext Oct 26· 14 dates$2,000
- TanzaniaZanzibarNext Nov 16· 13 dates$2,600
NigeriaLagosNext Nov 16· 13 dates$2,800- NigeriaAbujaNext Nov 9· 13 dates$2,800
UAEDubaiNext Oct 26· 14 dates$3,800
GhanaAccraNext Nov 16· 13 dates$4,500
Scroll sideways to see all 18 cities →
Frequently Asked Questions About Leadership and Performance in Credit Risk & Lending Training Course in Pretoria
Everything you need to know about this course before you register.
Leadership and Performance in Credit Risk & Lending Training Course runs as classroom training in Pretoria, South Africa, in Monday-to-Friday cohorts that start every four weeks. The venue, daily timings and joining details are sent in your Joining Instructions email ahead of the start date.
The next Pretoria cohort starts on November 2, 2026, and a new intake follows every four weeks. Pick a date under "Upcoming sessions in Pretoria" above and click Register; your seat is confirmed once payment or a signed purchase order is received.
The classroom fee for Leadership and Performance in Credit Risk & Lending Training Course in Pretoria is USD 3,200 per delegate, covering tuition and course materials. Register 3 or more delegates together and a 5% team discount is applied automatically.
Yes. Besides Pretoria, Leadership and Performance in Credit Risk & Lending Training Course runs as classroom training in Johannesburg and Cape Town. It also runs as live online training you can join from anywhere in South Africa, and in-house at your organisation's own premises.
Yes — Leadership and Performance in Credit Risk & Lending Training Course can be delivered at your offices in Pretoria or at a venue you choose, on dates that suit your team, with case studies tailored to your sector. Message our training advisors to request a proposal.
By the end of the Leadership and Performance in Credit Risk & Lending programme, you'll be able to translate institutional strategy into a lending risk appetite with measurable limits, steer portfolio composition through concentration controls, targets and risk-based pricing, interpret expected credit loss provisioning and its impact on profitability and capital, and run credit committees that produce disciplined, well-documented decisions. The full breakdown of topics is covered session by session in the Course Outline tab above.
The course is designed for senior and aspiring leaders responsible for credit decisions and results, including: Heads of credit and credit risk managers, Chief risk officers and chief credit officers, Heads of corporate, SME and retail lending, Credit committee members and board risk committee members, Collections, recoveries and special assets managers, Senior relationship managers and regional business heads, Microfinance and SACCO general managers, and Credit risk consultants and internal audit heads.
Leadership and Performance in Credit Risk & Lending Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Leadership and Performance in Credit Risk & Lending Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Leadership and Performance in Credit Risk & Lending Training Course is pitched at advanced professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Related Training
More Banking, Accounting and Financial Management Courses in South Africa
Business Process Analysis and Redesign Training Course
Key Skills You'll Learn
- Understand core business process analysis and redesign principles and how they fit together in practice.
- Apply practical techniques for redesigning the future-state process in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 110,000
Accounts Payable and Operations Training Course
Key Skills You'll Learn
- Understand core accounts payable and operations principles and how they fit together in practice.
- Apply practical techniques for accounts payable and operations in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 110,000
Foundation in Insurance Training Course
Key Skills You'll Learn
- Understand core foundation in insurance principles and how they fit together in practice.
- Apply practical techniques for regulation, conduct and market practice in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 115,000
Financial Analysis, Modelling and Forecasting Training Course
Key Skills You'll Learn
- Understand core financial analysis, modelling and forecasting principles and how they fit together in practice.
- Apply practical techniques for financial analysis, modelling and forecasting in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 115,000
Also Training in Pretoria
Other Courses Running in Pretoria, South Africa
A-Z for Risk, Reliability and Safety Management Training
Key Skills You'll Learn
- Master core concepts and frameworks in a-z for risk, reliability and safety man
- Apply practical tools and methodologies to your own organizational context
Vision Reach Global
From $1,500 · KSh 115,000
Accounting for NGOs Using QuickBooks Training
Key Skills You'll Learn
- Master core accounting for ngos using quickbooks training concepts and frameworks.
- Apply relevant tools and techniques in your organizational context.
Vision Reach Global
From $1,500 · KSh 115,000
Accounts Payable and Operations Training Course
Key Skills You'll Learn
- Understand core accounts payable and operations principles and how they fit together in practice.
- Apply practical techniques for accounts payable and operations in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 110,000
Accounts Receivable Management and Development of Credit Policies Training
Key Skills You'll Learn
- Understand core accounts receivable management and development of credit policies principles and how they fit together in practice.
- Apply practical techniques for accounts receivable module 1 in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 115,000
Achievement of Gender Equity in Development Projects Training
Key Skills You'll Learn
- Master core achievement of gender equity in development projects training concepts and frameworks.
- Apply relevant tools and techniques in your organizational context.
Vision Reach Global
From $1,500 · KSh 115,000
Achieving Strategy through Leadership: Strategy and Innovation Training Course
Key Skills You'll Learn
- Understand core achieving strategy through leadership: strategy and innovation principles and how they fit together in practice.
- Apply practical techniques for managing strategic risks in day-to-day implementation.
Vision Reach Global
From $1,500 · KSh 115,000
What Our Clients Say
VRG brings strategic discipline to complex organizational challenges. Their approach is structured, data-driven, and outcome-focused.
Levis Wabwire
Managing Director
They facilitated our strategy review, we improved departmental KPI alignment by 35% and reduced operational bottlenecks significantly.
David Oketch
Strategy Lead
Employee engagement scores increased following the leadership training program. The difference in accountability culture is evident.
Wendy Albright
Program Manager
Looking for a different city or delivery format? See every date for Leadership and Performance in Credit Risk & Lending Training Course in South Africa or browse every course running in Pretoria.