A loan book can look healthy for months while deterioration builds underneath, and by the time arrears appear the cheapest options for action have gone. Five days show lenders how to measure credit performance continuously and to judge whether policies, scorecards and collection strategies are actually working.
You design a credit monitoring framework with early warning indicators, watchlists and trigger points. Portfolio analytics include PAR ratios, vintage curves, roll rates, migration matrices, concentration limits and the effect of IFRS 9 staging and expected credit loss provisions. Evaluation sessions then look back: testing whether scorecards rank risk correctly, whether underwriting standards led to expected outcomes, how restructuring and recovery performed, and whether a lending product met its social or commercial objectives. Credit risk officers, portfolio managers, internal auditors, credit analysts, microfinance and SACCO managers, development finance staff and board risk committee members are the intended participants. The programme is held in classrooms in many cities, online or in-house, and results in a CPD-accredited Certificate of Completion. Afterwards you can build a monitoring scorecard, run a post-lending review and present clear findings with recommended corrective action to senior management.
Credit risk is the largest risk in most lending institutions, and the quality of its monitoring decides how early problems are noticed. Regulators expect robust internal reporting, boards want assurance that approved policies are producing the intended results, and funders ask for evidence that loans are reaching target groups without hidden losses.
This programme combines monitoring and evaluation disciplines with the practical needs of credit teams. Participants begin by mapping the credit lifecycle and defining what success looks like at each stage, from origination to collection. They build indicator sets for portfolio quality, concentration, pricing adequacy and operational compliance, and learn to separate warning signals from noise. A second block deals with evaluation: validating scorecards and rating models, analysing approval and decline outcomes, reviewing restructured accounts and judging recovery strategies against cost and cash returned.
The final sessions examine reporting, covering dashboards for committees, regulatory returns, expected credit loss analysis and the governance of corrective action. Sessions use sample loan-level data in spreadsheets, case files and group reviews. Each participant produces a monitoring plan and an evaluation terms of reference for a lending product in their own organisation.
By the end of the course, participants will be able to:
Participants leave with:
The programme couples credit analytics with evaluation practice. Delegates experience:
Day 1: Monitoring and Evaluation Framework for Lending
Day 2: Portfolio Quality Analytics
Day 3: Early Warning and Provisioning
Day 4: Evaluating Underwriting, Models and Recovery
Day 5: Reporting, Learning and Improvement
The course suits professionals who monitor, review or oversee credit portfolios, including:
A CPD-accredited Certificate of Completion, issued by Vision Reach Global Consultancy, is awarded to participants who attend the programme in full and complete its analytical exercises.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Monitoring and Evaluation of Credit Risk & Lending programme, you'll be able to design a credit monitoring framework with indicators, thresholds and escalation rules, analyse portfolio quality using par, vintage, roll-rate and migration analysis, identify early warning signals at account, borrower and sector level, and evaluate the performance of scorecards, rating models and underwriting standards. The full breakdown of topics is covered session by session in the Course Outline tab above.
The course suits professionals who monitor, review or oversee credit portfolios, including: Credit risk officers and portfolio managers in banks, Microfinance institution and SACCO credit managers, Credit analysts and loan review officers, Internal auditors and risk and compliance staff, Collections and recovery managers, Development finance institution and fund investment officers, Board credit and risk committee members, and Monitoring and evaluation officers in credit and agricultural finance programmes.
Monitoring and Evaluation of Credit Risk & Lending Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Monitoring and Evaluation of Credit Risk & Lending Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Monitoring and Evaluation of Credit Risk & Lending starts October 26, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Monitoring and Evaluation of Credit Risk & Lending Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Monitoring and Evaluation of Credit Risk & Lending Training Course is pitched at intermediate professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Monitoring and Evaluation of Credit Risk & Lending Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Monitoring and Evaluation of Credit Risk & Lending Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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