Every loan a bank approves sits inside a web of rules: prudential regulation, accounting standards, internal credit policy and consumer protection. Lenders who read these rules well price risk accurately and avoid supervisory findings. Over five days, participants examine how regulatory requirements translate into credit policy and daily practice. Sessions cover Basel capital standards for credit risk, large exposure and single borrower limits, classification and provisioning, IFRS 9 staging and expected credit loss, collateral and guarantee rules, related party lending and fair treatment of borrowers.
The internal side receives equal attention, including credit risk appetite statements, approval authorities, policy exception handling, concentration limits, credit committee governance and reporting to the board. Participants review sample policies and annotate them for gaps. Credit risk officers, compliance and internal audit staff, relationship managers, microfinance and SACCO managers, supervisors and legal advisers will benefit. The programme can be attended in classrooms across 18 cities, online or in-house, and delivers a CPD-accredited certificate. Afterwards you can draft or revise a credit policy, explain provisioning outcomes and prepare for a regulatory examination with confidence.
Credit remains the largest source of risk for most banks and non-bank lenders, and it is also the most closely regulated. Weak policy frameworks show up as rising non-performing loans, inconsistent decisions, audit findings and, in the worst cases, enforcement action. Practitioners therefore need a firm grasp of both external rules and the internal policy architecture that puts them into effect.
The programme starts with the regulatory landscape: the role of the supervisor, licensing conditions, prudential limits and the Basel framework's treatment of credit risk and capital. It continues with loan classification, provisioning and the move from incurred loss to forward-looking expected credit loss under IFRS 9. Participants then turn to the internal framework, learning how a board sets risk appetite and how policy, procedures and delegated authorities work together across origination, approval, monitoring and recovery.
Each session pairs a short explanation of the rule with an applied task, such as classifying a set of loans, calculating a simple provision or reviewing a policy extract. Group discussions explore the gap between written policy and actual behaviour, and the course ends with participants preparing a policy improvement plan for their own institution.
By the end of the course, participants will be able to:
Participants leave with:
The sessions are designed around the documents and decisions of lending practice, using:
Day 1: The Regulatory Landscape for Lending
Day 2: Basel Standards and Capital for Credit Risk
Day 3: Classification, Provisioning and IFRS 9
Day 4: Credit Policy and Governance Design
Day 5: Compliance, Monitoring and Reporting
The course suits those who write, apply or oversee lending rules, including:
A CPD-accredited Certificate of Completion from Vision Reach Global Consultancy is awarded to participants who attend the full programme and complete the practical work.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Policy and Regulatory Frameworks for Credit Risk & Lending programme, you'll be able to describe the supervisory framework governing credit risk and lending in a regulated institution, apply loan classification and provisioning rules to a sample portfolio, explain ifrs 9 staging and the main inputs to expected credit loss, and interpret basel capital requirements for credit exposures at a conceptual level. The full breakdown of topics is covered session by session in the Course Outline tab above.
The course suits those who write, apply or oversee lending rules, including: Credit risk managers and credit policy officers, Credit analysts and relationship managers, Compliance officers in banks and financial institutions, Internal and external auditors reviewing loan portfolios, Microfinance, SACCO and development finance managers, Bank supervision and regulatory staff, Legal advisers and company secretaries supporting credit committees, and Finance staff responsible for provisioning and reporting.
Policy and Regulatory Frameworks for Credit Risk & Lending Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Policy and Regulatory Frameworks for Credit Risk & Lending Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Policy and Regulatory Frameworks for Credit Risk & Lending starts October 26, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Policy and Regulatory Frameworks for Credit Risk & Lending Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Policy and Regulatory Frameworks for Credit Risk & Lending Training Course is pitched at intermediate professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Policy and Regulatory Frameworks for Credit Risk & Lending Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Policy and Regulatory Frameworks for Credit Risk & Lending Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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