Live Online Professional Digital Financial Services, Payments & Fintech Risk Training Course
Live online, instructor-led · next cohort Nov 16, 2026 · from USD 800
Regulators, auditors and boards now expect the people who oversee digital payments to explain their judgements against recognised standards, not simply to report that a control exists. A risk officer who cannot connect a wallet's onboarding rules to the FATF risk-based approach, or a card platform's security to PCI DSS, leaves the institution exposed at the next inspection. Five days build the professional depth that experienced practitioners need to give credible, defensible advice.
The programme works through the CPMI-IOSCO PFMI, settlement and interoperability risk, ISO 20022 messaging, tiered KYC and sanctions screening, ISO/IEC 27001 and the NIST Cybersecurity Framework, API and cloud security, and consumer protection and data privacy obligations. Equal weight goes to professional craft: sampling and evidence, working papers, risk reporting and ethical challenge of management. It suits risk and compliance officers, internal and IT auditors, MLROs, information security analysts, payments operations leads and supervisory staff in banks, mobile money operators, payment service providers and fintech firms. Afterwards you can benchmark controls against standards, write findings that stand up to scrutiny and prepare well for regulatory examinations. Classroom, online and in-house formats are available, each with a CPD-accredited certificate.
At a Glance
How Live Online Training Works
Live online training, led by a trainer in real time, for participants anywhere.
More about live online training →- Format
- Live online, instructor-led
- Duration
- Mon - Fri (5 Days)
- Fee
- USD 800 (KES 80,000)
- Next start dates
- Nov 16, 2026, Dec 14, 2026, Jan 11, 2027
- Certificate
- Certificate of Completion
- What you need
- A computer with a reliable internet connection, a webcam and a headset
About this course
Digital finance has created a new professional discipline. The specialists who assess risk in wallets, payment gateways, agent networks and lending apps must understand technology, payment economics, financial crime and customer outcomes at once, and they increasingly work alongside engineers and product teams who move quickly. Payment system, security and anti-money laundering bodies provide the reference points for this work, yet many practitioners learned those standards piecemeal on the job.
The Professional Digital Financial Services, Payments & Fintech Risk Training Course brings that body of knowledge together in a structured way. It begins with the role and ethics of the risk professional and a common taxonomy for digital finance risk. It then examines payment infrastructure and settlement principles, the risk-based approach to anti-money laundering and counter-terrorist financing, and information security and data assurance for digital platforms. The final day concentrates on assurance practice: gathering evidence, forming and recording professional judgement, reporting to boards and engaging with supervisors during inspections.
Teaching combines standards walkthroughs with practitioner case files. Participants map controls to requirements, review sample audit evidence, draft graded findings and debate grey-area decisions where the standards leave room for judgement.
Training Objectives
Participants completing the programme will be able to:
- Describe the responsibilities, independence and ethical duties of a digital finance risk professional.
- Interpret the CPMI-IOSCO principles on settlement, liquidity and operational risk for payment systems.
- Apply the FATF risk-based approach to tiered customer due diligence, e-KYC and transaction monitoring.
- Benchmark platform security against ISO/IEC 27001, PCI DSS and the NIST Cybersecurity Framework.
- Evaluate consumer protection and data privacy controls across onboarding, pricing and complaints handling.
- Gather and document sufficient evidence to support a risk opinion.
- Write clear, graded findings and recommendations for management and boards.
- Prepare an institution and its records for a supervisory examination.
What you'll learn
Key Takeaways
By the end of the week each participant will have:
- A standards cross-reference that maps common digital finance controls to PFMI, FATF, PCI DSS and ISO/IEC 27001 requirements.
- A working paper template for recording tests, evidence and conclusions on a digital product.
- A graded findings framework with rating criteria and sample wording.
- A checklist for preparing records, control owners and evidence before a regulatory inspection.
- A personal guide to handling ethical pressure and escalating concerns.
- Practised judgement on several grey-area cases debated with peers.
- A development plan covering the standards most relevant to their role.
Training Methodology
Learning is anchored in recognised standards and in the documents practitioners actually handle. The approach includes:
- Guided walkthroughs of each standard, focusing on the clauses that cause most debate
- Case files containing policies, system logs, reconciliations and test results to review
- Control mapping exercises completed in pairs
- Drafting sessions for findings, working papers and examination responses, with facilitator feedback
- Structured debates on grey-area judgements and ethical dilemmas
- Peer comparison of practice across banks, telecoms, fintechs and supervisors
Day 1: The Digital Finance Risk Professional
- Role, mandate and independence of risk, compliance and audit functions
- A common risk taxonomy for payments, e-money, digital credit and platforms
- Applying the three lines model in fintech and telecom-led providers
- Ethics, conflicts of interest and professional scepticism
- The standards landscape: payments, security, financial crime and conduct
- ISO 31000 as a shared language for assessing and treating risk
- Case discussion: a risk officer overruled on a product launch
Day 2: Payment Infrastructure and Settlement Principles
- The CPMI-IOSCO Principles for Financial Market Infrastructures in outline
- Settlement finality, credit and liquidity risk in payment systems
- Interoperability, national switches and card scheme rules
- ISO 20022 messaging and payment data quality
- E-money float safeguarding and trust account reconciliation
- Reading a system operator's incident and availability reports
- Exercise: assessing a retail payment system against selected principles
Day 3: Financial Crime and the Risk-Based Approach
- FATF Recommendations relevant to digital finance and money transfer services
- Tiered KYC, e-KYC and digital identity verification
- Sanctions screening, wire transfer data and cross-border flows
- Transaction monitoring scenarios, thresholds and tuning
- Suspicious transaction reporting and record-keeping duties
- Agent and merchant due diligence
- Case file: a mule account network inside a mobile wallet
Day 4: Technology, Security and Data Assurance
- ISO/IEC 27001 controls for payment platforms
- PCI DSS scope, compensating controls and assessments
- Using the NIST Cybersecurity Framework for maturity reviews
- API, mobile app and cloud shared responsibility risks
- Data protection principles, consent and retention
- Interpreting penetration test and vulnerability scan results
- Exercise: benchmarking a fintech's security evidence
Day 5: Evidence, Judgement and Reporting
- Sampling, testing and the sufficiency of evidence
- Working papers and audit trails that withstand review
- Grading findings and writing actionable recommendations
- Customer outcomes: pricing transparency, complaints and redress
- Preparing for and managing a supervisory examination
- Communicating with boards, audit committees and regulators
- Personal development plan and course close
The course suits experienced specialists whose work requires them to form and defend risk judgements, including:
- Risk managers and operational risk officers in banks and microfinance institutions
- Compliance officers and money laundering reporting officers
- Internal auditors and IT auditors covering digital channels
- Information security and fraud analysts in payment service providers
- Mobile money risk and revenue assurance teams in telecoms
- Payments operations and settlement managers
- Examination staff at central banks and financial regulators
- Risk consultants advising fintech start-ups and their investors
Participants who attend every session and complete the control mapping, findings and examination exercises are awarded a CPD-accredited Certificate of Completion issued by Vision Reach Global Consultancy.
Alongside the certificate, the standards cross-reference and working paper templates produced in class give practitioners tangible proof of their development to share with employers.
Choose Where You Want to Learn
Professional Digital Financial Services, Payments & Fintech Risk Training Course Venues
KenyaNairobiNext Nov 9· 13 dates$1,500- KenyaMombasaNext Oct 26· 13 dates$1,600
- KenyaNaivashaNext Nov 2· 13 dates$1,500
- KenyaKisumuNext Oct 26· 13 dates$1,500
- KenyaMachakosNext Nov 2· 13 dates$1,600
UgandaKampalaNext Nov 2· 13 dates$1,900
RwandaKigaliNext Oct 26· 13 dates$1,900
TanzaniaArushaNext Nov 9· 13 dates$1,900- TanzaniaDodomaNext Oct 26· 13 dates$1,800
- TanzaniaDar es SalaamNext Oct 26· 13 dates$2,000
- TanzaniaZanzibarNext Nov 16· 13 dates$2,600
NigeriaLagosNext Nov 16· 13 dates$2,800- NigeriaAbujaNext Nov 9· 13 dates$2,800
South AfricaPretoriaNext Nov 2· 13 dates$3,200- South AfricaJohannesburgNext Nov 2· 13 dates$3,400
- South AfricaCape TownNext Oct 26· 13 dates$3,800
UAEDubaiNext Oct 26· 13 dates$3,800
GhanaAccraNext Nov 16· 13 dates$4,500
Scroll sideways to see all 18 cities →
Frequently Asked Questions About Live Online Professional Digital Financial Services, Payments & Fintech Risk Training Course
Everything you need to know about this course before you register.
By the end of the Professional Digital Financial Services, Payments & Fintech Risk programme, you'll be able to describe the responsibilities, independence and ethical duties of a digital finance risk professional, interpret the cpmi-iosco principles on settlement, liquidity and operational risk for payment systems, apply the fatf risk-based approach to tiered customer due diligence, e-kyc and transaction monitoring, and benchmark platform security against iso/iec 27001, pci dss and the nist cybersecurity framework. The full breakdown of topics is covered session by session in the Course Outline tab above.
The course suits experienced specialists whose work requires them to form and defend risk judgements, including: Risk managers and operational risk officers in banks and microfinance institutions, Compliance officers and money laundering reporting officers, Internal auditors and IT auditors covering digital channels, Information security and fraud analysts in payment service providers, Mobile money risk and revenue assurance teams in telecoms, Payments operations and settlement managers, Examination staff at central banks and financial regulators, and Risk consultants advising fintech start-ups and their investors.
Professional Digital Financial Services, Payments & Fintech Risk Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Professional Digital Financial Services, Payments & Fintech Risk Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Professional Digital Financial Services, Payments & Fintech Risk starts November 16, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Professional Digital Financial Services, Payments & Fintech Risk Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Professional Digital Financial Services, Payments & Fintech Risk Training Course is pitched at intermediate professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Professional Digital Financial Services, Payments & Fintech Risk Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Professional Digital Financial Services, Payments & Fintech Risk Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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