Mobile wallets, instant payment rails, agent networks and fintech start-ups have changed who competes for the customer in African finance. Banks, microfinance institutions, telecoms and regulators must decide where to build, partner or buy, and how to grow without exposing customers and balance sheets to avoidable losses. Five days give leaders a structured way to make those choices, beginning with the market landscape and the economics of digital channels.
You examine payment systems and schemes, mobile money, card and QR payments, open banking and APIs, digital lending, embedded finance and ISO 20022 messaging, then build a strategy using business model canvases, customer journey analysis and innovation portfolio methods. Risk sessions cover fraud typologies, cyber security, AML and CFT controls, third-party and model risk, consumer protection and data privacy. Product heads, strategy and digital transformation managers, payments specialists, risk and compliance officers, central bank and regulatory staff and fintech founders will gain direct value. Delivery is classroom, online or in-house with a CPD-accredited certificate. Afterwards you can draft a digital roadmap, evaluate a fintech partner and set a risk appetite for new products.
Digital channels now carry a growing share of payments and savings in many African markets, and customer expectations are set by the best app they use, not by the nearest competitor. Incumbents face margin pressure from new entrants, while fintechs struggle with licensing, scale and trust. Both camps are exposed to fast-evolving fraud, operational outages and regulatory scrutiny.
This programme links strategy, innovation and risk so that ambition is matched with control. Participants first analyse the ecosystem of payment services, wallets, switches, agents, platforms and regulators, and learn how value is created and captured along the digital finance chain. They then apply strategy tools to choose target segments, design propositions, and compare build, partner and buy routes. A significant portion of the programme addresses innovation management, from experimentation and minimum viable products to governance of a product pipeline, followed by a detailed treatment of the risks that accompany speed.
The teaching style is facilitated and applied. Delegates work through market cases and fintech scenarios in teams, build a strategy canvas and risk register for a digital proposition of their choice and present it for peer challenge.
After the programme, participants will be able to:
Delegates leave with:
The programme balances strategy discussion and risk practice. Its main components are:
Day 1: The Digital Finance Landscape
Day 2: Payment Systems and Emerging Models
Day 3: Strategy for Digital Financial Services
Day 4: Managing Innovation
Day 5: Fintech and Digital Risk Management
The programme is relevant to leaders and specialists shaping or overseeing digital finance, including:
Delegates who take part in all sessions and the strategy and risk workshops receive Vision Reach Global Consultancy's CPD-accredited Certificate of Completion.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk programme, you'll be able to map the digital financial services ecosystem and identify the main sources of value and competition, explain how payment systems, wallets, cards, qr codes and instant payments work and settle, formulate a digital strategy covering segments, propositions, channels and partnerships, and compare build, partner and acquire options for fintech capabilities. The full breakdown of topics is covered session by session in the Course Outline tab above.
The programme is relevant to leaders and specialists shaping or overseeing digital finance, including: Heads of digital banking, products and channels, Strategy and transformation managers in financial institutions, Payments and mobile money managers in banks and telecoms, Risk, fraud and information security officers, Compliance and AML officers, Central bank and financial regulator staff, Fintech founders and product owners, and Development finance and financial inclusion programme managers.
Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk starts October 26, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk Training Course is pitched at intermediate professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Strategy and Innovation in Digital Financial Services, Payments & Fintech Risk Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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