Money laundering and terrorist financing methods change faster than most compliance manuals. Criminals move value through mobile wallets, shell companies, trade invoices and cross-border remittances, while supervisors expect institutions to show that their controls are proportionate to the risks they actually face. Programmes built only on policy documents often generate thousands of low-value alerts and still miss the cases that matter.

This programme collects the practices that consistently distinguish effective AML and CFT functions from weak ones. It starts with institutional risk assessment and the risk-based approach, then examines customer onboarding, ongoing due diligence, politically exposed persons, sanctions and screening. The middle of the week turns to transaction monitoring design, alert tuning, case management and the writing of suspicious activity reports. The closing sessions introduce data analytics for financial crime, including segmentation, anomaly detection, network graphs and dashboards for management reporting.

Teaching combines short expert inputs with anonymised case files, scenario-tuning workshops and group investigations. Participants finish with a gap analysis of their own control framework and a prioritised improvement plan they can take to their board or compliance committee.

By the end of the course, participants will be able to:

• Conduct an institution-wide money laundering and terrorist financing risk assessment using the risk-based approach.
• Apply customer due diligence, enhanced due diligence and beneficial ownership verification proportionately.
• Design and tune transaction monitoring scenarios to cut false positives while keeping coverage of real risk.
• Investigate alerts and write clear suspicious transaction reports with a defensible audit trail.
• Use segmentation, anomaly detection and link analysis to uncover hidden laundering networks.
• Recognise typologies in trade finance, mobile money, real estate and cash-intensive businesses.
• Measure programme performance and report meaningful metrics to senior management and regulators.

The programme suits professionals who build, run, test or supervise financial crime controls, including:

• Money laundering reporting officers and compliance officers
• AML transaction monitoring and sanctions screening analysts
• Financial investigators and fraud examiners
• Internal auditors and risk managers in banks and SACCOs
• Mobile money, payment service and fintech compliance staff
• Staff of financial intelligence units and regulatory authorities
• Legal advisers and company secretaries handling regulatory filings
• Insurance, capital markets and real estate compliance professionals

Participants leave with:

• A risk assessment template covering customers, products, channels and geographies.
• A checklist of monitoring scenarios and tuning steps for reducing alert noise.
• A model investigation file and suspicious transaction report narrative.
• A short list of analytics techniques ready to test on their own data.
• A programme health dashboard with indicators suitable for board reporting.
• A prioritised gap analysis and improvement roadmap for their institution.

Learning is applied and discussion-led, drawing on the experience of delegates from different institutions. Sessions include:

• Concise practitioner briefings on each control area
• Anonymised investigation files and red-flag spotting exercises
• Hands-on rule-tuning and analytics demonstrations using sample transaction data
• Syndicate work comparing practices from banking, mobile money and insurance
• A closing gap analysis applied to each delegate's own institution

On completion, delegates receive a CPD-accredited Certificate of Completion issued by Vision Reach Global Consultancy, awarded for full attendance and completion of the case exercises and workshops.