Digital tools have the potential to raise smallholder incomes through better information, access to inputs, finance and markets. But the same platforms gather sensitive data about people, plots, yields and transactions, often through agents and partners, and often from users with limited digital literacy and little power to negotiate terms. Regulators are paying closer attention to data protection, digital credit and mobile payments, and funders increasingly ask for evidence of responsible practice.

This programme gives agritech and agricultural finance teams a practical governance toolkit. Participants begin by mapping the data and money flows in typical services such as advisory apps, marketplaces, input credit, insurance and traceability platforms. They then examine the obligations that apply: data protection and consent, cybersecurity, electronic transactions, financial services licensing, consumer protection and anti-money laundering where relevant, and the contractual arrangements that govern agents, aggregators, telecom partners and cloud providers. Governance themes such as board oversight, policies, risk registers, ethics, algorithmic fairness and grievance mechanisms are woven through every session.

Hands-on workshops use sample consent forms, privacy notices and partner agreements. By the end, each participant has produced a compliance gap analysis and action plan for their own platform or portfolio.

By the end of the programme, participants will be able to:

• Map the data, money and partner flows within a digital agriculture service.
• Apply data protection principles to farmer data collection, storage and sharing.
• Design consent and privacy notices that smallholders can understand.
• Identify the regulatory permissions that apply to payments, credit, insurance and advisory services.
• Conduct due diligence and set contract controls for agents, aggregators and technology partners.
• Establish complaint handling and redress arrangements for farmers.
• Build a risk register and compliance calendar for an agritech organisation.

The programme suits those who build, finance, partner with or oversee digital services for farmers, including:

• Agritech founders and chief operating officers
• Product managers and digital service designers
• Compliance, risk and data protection officers
• Bank, microfinance and insurance staff offering agricultural products
• Cooperative, aggregator and agribusiness managers
• Mobile network operator and fintech partnership leads
• Development programme and donor staff
• Government agriculture ICT and policy officers

Participants leave the programme with:

• A data and process map for their own platform with risk points marked.
• A draft farmer consent notice in plain language.
• A short data protection impact assessment on a chosen service.
• A partner due diligence checklist and key contract clauses.
• A complaint handling procedure suited to low-literacy users.
• A compliance gap analysis with a dated action plan.

The programme is workshop driven and rooted in the realities of rural digital services. It offers:

• Practitioner briefings on regulation, data and risk
• Review of sample consent forms, privacy notices and partner contracts
• Service journey mapping from the farmer's point of view
• Scenario discussions on breaches, disputes and unfair outcomes
• Guided preparation of each participant's gap analysis

Delegates who attend all five days and complete the assigned exercises receive a CPD-accredited Certificate of Completion from Vision Reach Global Consultancy.