Financial stability depends on depositors believing that their money is safe and that failures will be handled in an orderly way. Deposit insurance schemes, resolution authorities and supervisors share that responsibility, yet each faces constraints in funding, legal powers, data and speed. Recent banking stress in several economies has shown how quickly an idiosyncratic failure can spread when confidence is shaken.

The Leadership and Performance in Deposit Insurance & Financial Stability Training Course takes senior and aspiring leaders through the core functions of a modern safety net. Participants examine system design and mandate, assess bank risk, price the premiums and manage the fund, and then prepare for the failure of an institution through resolution planning and payout operations. A leadership strand develops the skills of coordination, decisive communication and accountability that determine whether technical plans succeed.

The course is discussion-led and scenario-based. Participants work through a simulated bank failure from early warning to reimbursement, and leave with a readiness self-assessment and a priority action plan for their own institution. Participants also exchange experience on how different jurisdictions have organised their arrangements.

By the end of the course, participants will be able to:

• Explain the role of deposit insurance within the wider financial safety net.
• Apply the core principles for effective deposit insurance to assess a scheme's design.
• Evaluate bank risk and design risk-based premium and funding arrangements.
• Plan fund investment, liquidity and contingent funding sources.
• Prepare resolution plans and select appropriate tools for failing institutions.
• Organise payout operations, data requirements and depositor communication.
• Lead cross-agency coordination and decision making during a banking crisis.

The programme is intended for managers and leaders who protect depositors or safeguard stability, including:

• Directors and managers of deposit insurance and protection schemes
• Central bank financial stability and supervision officers
• Bank resolution and recovery planning staff
• Ministry of finance officials responsible for financial sector policy
• Commercial bank risk, treasury and compliance managers
• Legal advisers on banking and insolvency
• Communication officers handling public confidence
• Internal auditors and board members of financial institutions

Participants leave with:

• A checklist for benchmarking a scheme against international core principles.
• A risk-based premium design outline and fund adequacy review approach.
• A resolution readiness assessment covering data, powers and funding.
• A step-by-step payout process map with roles and timelines.
• A crisis communication framework for regulators and insurers.
• A leadership action plan for improving coordination and performance.

The course suits senior audiences and relies on exchange and simulation, through:

• Facilitated seminars grounded in international guidance
• An end-to-end bank failure simulation across agencies
• Scoring and pricing workshops with sample bank data
• Peer discussion of arrangements in participants' own jurisdictions
• Drafting of communication messages under time pressure

Participants who attend the sessions and contribute to the simulation and workshops are issued a CPD-accredited Certificate of Completion by Vision Reach Global Consultancy.