Banking systems in Africa are growing more complex, with cross-border groups, mobile financial services and new products testing the capacity of both supervisors and banks. Regulators are expected to apply international standards consistently while keeping inspection cycles manageable, and banks must show that compliance is part of day-to-day operations rather than an annual exercise.

The programme treats supervision and compliance as two sides of one discipline. Participants begin with the architecture of a supervisory authority and the principles of risk-based supervision, then move through the analysis of capital, asset quality, earnings, liquidity and governance. They examine how Basel requirements are implemented in practice, how expected credit loss models influence the figures regulators receive, and how stress tests are designed and interpreted. Separate sessions deal with money laundering and terrorist financing risk, conduct supervision and consumer protection.

Operational excellence is the thread that ties the days together: workflows, templates, escalation rules, quality review of findings and measures of supervisory effectiveness. Learning is case-based, with anonymised bank data sets, mock inspection exercises and report-writing practice, and each participant finishes with an improvement plan for their own supervisory unit or compliance function.

On completion, participants will be able to:

• Apply risk-based supervision principles to plan and prioritise examination work.
• Analyse capital adequacy, asset quality, earnings and liquidity from prudential returns.
• Interpret Basel capital and liquidity requirements and their effect on bank behaviour.
• Assess provisioning under IFRS 9 and the reliability of loan classification.
• Evaluate the effectiveness of AML and counter-terrorist financing controls in a bank.
• Write supervisory findings and recommendations that are evidence-based and proportionate.
• Set up processes to track remediation of findings and report to senior management.

The course is intended for senior and mid-level professionals who supervise banks or manage their compliance, including:

• Bank examiners and analysts in central banks and financial regulators
• Heads of compliance and chief risk officers in commercial banks
• Money laundering reporting officers and AML analysts
• Internal auditors in financial institutions
• Regulatory reporting and finance managers
• Board risk and audit committee members
• Supervisors of microfinance and deposit-taking institutions
• Deposit insurance and resolution authority staff

Participants take away:

• An inspection plan template that sets scope, sampling and timelines by risk.
• A structured rating worksheet for assessing the main risk areas of a bank.
• Model wording for findings, recommendations and management responses.
• A compliance monitoring calendar linking obligations, owners and evidence.
• A checklist for testing AML controls and the quality of suspicious transaction reports.
• A tracker for remediation actions with escalation triggers.

The programme is for experienced practitioners and is built around working material:

• Anonymised bank data sets for ratio and trend analysis
• Mock inspection planning in small teams with a simulated bank profile
• Report-writing practice with peer review of findings
• Discussion of regulatory dilemmas drawn from participants' own jurisdictions
• Short briefings on international standards, kept to the essentials

Participants who attend the full programme and complete the practical exercises receive a CPD-accredited Certificate of Completion issued by Vision Reach Global Consultancy, recognising their professional development in supervision and compliance.