Instant payments, agent networks and mobile wallets have opened financial services to millions, and they have given criminals new routes too. SIM-swap attacks, phishing, fake agents, mule accounts and insider collusion drain customer balances and erode trust faster than most institutions can respond. Over five days, risk and compliance teams learn how fraud actually happens on digital channels and how to build layered defences that do not choke genuine customers.
You map fraud typologies across cards, internet banking, USSD, mobile apps and agent banking, then design preventive and detective controls: device and behavioural signals, transaction monitoring rules, velocity limits and escalation workflows. Financial crime sessions cover customer due diligence, suspicious transaction reporting, sanctions screening and the FATF recommendations that shape them. You also practise evidence handling, case investigation and recovery with realistic transaction logs. Fraud analysts, AML and compliance officers, internal auditors, mobile money operators, e-channel managers and risk heads in banks, telecoms and fintechs will benefit. Delivery is classroom, online or in-house. Afterwards you can draft a fraud risk assessment, tune monitoring scenarios and present a credible control roadmap to your board.
Digital financial services in Africa have grown quickly, and fraud has grown with them. Banks, microfinance institutions, telecom-owned wallets and fintech lenders now process large volumes of low-value transactions through channels that are fast, remote and hard to verify. Regulators and partner banks expect institutions to show that they understand their exposure and can detect and report suspicious activity in time to act.
The Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course walks participants from the threat landscape to a working control framework. It starts with fraud and financial crime typologies and the three lines of defence, moves into digital channel controls, customer onboarding and know-your-customer practice, and then covers transaction monitoring, sanctions and suspicious transaction reporting. The final sessions turn to investigation techniques, loss recovery, fraud governance and the culture and training needed to keep staff alert.
Learning is case driven. Participants work through anonymised incident files, tune monitoring rules against sample data and rehearse interviews and escalation. They finish with a fraud risk register and a prioritised plan for strengthening controls in their own organisation.
By the end of the course, participants will be able to:
Participants leave with:
Sessions favour practice over lecture. Expect:
Day 1: The Fraud and Financial Crime Landscape
Day 2: Fraud Risk Assessment and Channel Controls
Day 3: Onboarding, KYC and Customer Due Diligence
Day 4: Monitoring, Sanctions and Reporting
Day 5: Investigation, Recovery and Governance
The programme suits professionals who prevent, detect or oversee fraud and financial crime, including:
Delegates who attend the sessions and complete the practical exercises are awarded a CPD-accredited Certificate of Completion by Vision Reach Global Consultancy, a useful record of professional development for compliance and risk files.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money programme, you'll be able to classify the main digital fraud typologies affecting banks, agents and mobile money wallets, assess inherent and residual fraud risk using a structured risk and control self-assessment, design preventive and detective controls for mobile, internet, card and agent channels, and apply customer due diligence and enhanced due diligence to digital onboarding. The full breakdown of topics is covered session by session in the Course Outline tab above.
The programme suits professionals who prevent, detect or oversee fraud and financial crime, including: Fraud risk analysts and investigators, AML, KYC and compliance officers, Mobile money product, agent network and operations managers, Internal auditors and forensic accountants, E-channel, card and payments managers in banks, Information security and cyber risk officers, Risk managers in SACCOs, microfinance and fintech lenders, and Financial intelligence and regulatory staff.
Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money starts October 19, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course is pitched at intermediate professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Digital Fraud and Financial Crime Risk Management in African Banking and Mobile Money Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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