Live Online Executive Credit Risk & Lending Training Course
Live online, instructor-led · next cohort Nov 16, 2026 · from USD 800
Loan losses rarely come from one bad decision; they build up through concentrated books, loose covenants, optimistic pricing and warning signs that nobody escalated. Executives who sign off on credit policy and large exposures need a view that stretches from the individual borrower to the whole portfolio.
Over five days, senior lenders examine credit risk appetite and strategy, portfolio concentration and limits, credit governance and committee practice, internal ratings and probability of default models, IFRS 9 expected credit loss and Basel capital implications, risk-adjusted pricing, structuring and security, stress testing, early warning signals, restructuring and recovery. Case files cover corporate, SME, trade finance and project lending, and sessions end with a mock credit committee. The programme is intended for chief credit officers, heads of lending and risk, executive committee and board risk committee members, regional managers, and senior relationship and recovery heads in banks, microfinance banks and development finance institutions. Classroom, online and in-house formats are available, and a CPD-accredited certificate is issued. Afterwards you can challenge a credit submission, interpret portfolio dashboards and set sharper limits.
At a Glance
How Live Online Training Works
Live online training, led by a trainer in real time, for participants anywhere.
More about live online training →- Format
- Live online, instructor-led
- Duration
- Mon - Fri (5 Days)
- Fee
- USD 800 (KES 80,000)
- Next start dates
- Nov 16, 2026, Dec 14, 2026, Jan 11, 2027
- Certificate
- Certificate of Completion
- What you need
- A computer with a reliable internet connection, a webcam and a headset
About this course
Credit remains the largest source of risk and income for most banks, yet the conditions around it keep changing. Higher interest rates, currency swings, government arrears, commodity shocks and climate exposures test borrowers that looked sound when they were approved. Regulators expect boards and executives to show active ownership of credit risk rather than delegation to the risk function.
The Executive Credit Risk & Lending Training Course is designed for those accountable at that level. It starts with strategy: risk appetite statements, target markets, concentration limits and the link between growth plans and capital. It then covers governance and committee decisions, the anatomy of a strong credit submission, rating systems, expected credit loss under IFRS 9, risk-based pricing and structuring techniques that protect lenders. The final sessions focus on portfolio monitoring, stress testing, early warning indicators, problem loan restructuring and recovery strategies.
Delivery combines senior-level discussion with real-style case files and a closing mock credit committee in which delegates defend or decline proposals. Participants leave with a refined set of questions to ask of every credit paper and a plan for strengthening credit governance at their own institution.
Training Objectives
By the end of the course, participants will be able to:
- Formulate credit risk appetite, concentration limits and lending strategy aligned with capital and growth plans.
- Evaluate the quality of credit governance, committee processes and delegated authorities.
- Interpret internal ratings, probability of default models and IFRS 9 expected credit loss outputs.
- Assess large and complex credit proposals across corporate, SME, trade and project lending.
- Apply risk-adjusted pricing, covenant and security structures to protect the lender.
- Run portfolio stress tests and read early warning indicators to detect deterioration.
- Direct problem loan workout, restructuring and recovery strategies.
- Report credit risk effectively to the board and regulators.
What you'll learn
Key Takeaways
Participants return with:
- A framework for drafting or refreshing a credit risk appetite statement.
- A set of challenge questions for credit committee papers.
- A portfolio dashboard outline highlighting concentration and migration risks.
- A stress testing scenario template adaptable to their market.
- Guidance for early warning triggers and escalation steps.
- A personal action plan to strengthen credit governance.
Training Methodology
The programme is designed for experienced leaders and is organised around discussion and decisions:
- Executive seminars connecting credit theory to board-level choices
- Real-style credit files for corporate, SME, trade and project facilities
- Portfolio exercises using anonymised loan book data
- Mock credit committee with roles for each participant
- Peer exchange on governance and recovery challenges
Day 1: Credit Strategy and Risk Appetite
- The credit risk landscape for banks and DFIs
- Risk appetite statements, target markets and limits
- Concentration risk by borrower, sector, geography and product
- Linking lending growth to capital and liquidity
- Regulatory expectations and Basel principles for credit risk
- Discussion: where recent loan losses came from
Day 2: Governance and the Credit Decision
- Credit committees, delegated authority and conflicts
- Anatomy of a strong credit submission
- Financial spreading and cash flow analysis at executive level
- Related-party and insider lending risks
- Policy exceptions and how to manage them
- Exercise: critiquing three credit papers
Day 3: Ratings, Provisioning and Pricing
- Internal rating systems and probability of default
- Loss given default, exposure and collateral valuation
- IFRS 9 staging and expected credit loss overlays
- Risk-adjusted return on capital and pricing
- Fee structures, tenor and covenant design
- Exercise: pricing a corporate facility
Day 4: Portfolio Management and Stress Testing
- Portfolio dashboards and migration analysis
- Sector and macroeconomic stress testing
- Early warning indicators and watchlists
- Large exposure management and syndication
- Sector deep dives: agriculture, energy, trade, real estate
- Exercise: running a portfolio stress scenario
Day 5: Problem Loans, Recovery and Board Reporting
- Classification, restructuring and forbearance
- Workout strategies and recovery through security enforcement
- Provisioning decisions and write-offs
- Credit risk reporting to board and regulators
- Building a credit culture
- Mock credit committee and action planning
The programme is aimed at executives and senior managers responsible for credit decisions and oversight, including:
- Chief credit officers and chief risk officers
- Heads of corporate, commercial and SME lending
- Executive credit committee members
- Board risk committee members and non-executive directors
- Regional and branch network managers with lending authority
- Heads of recovery, collections and special assets
- Credit risk managers moving into senior roles
- Development finance and microfinance institution executives
Participants who attend all sessions and take part in the credit committee simulation are issued with a CPD-accredited Certificate of Completion by Vision Reach Global Consultancy.
Choose Where You Want to Learn
Executive Credit Risk & Lending Training Course Venues
KenyaNairobiNext Nov 9· 13 dates$1,500- KenyaMombasaNext Oct 26· 13 dates$1,600
- KenyaNaivashaNext Nov 2· 13 dates$1,500
- KenyaKisumuNext Oct 26· 13 dates$1,500
- KenyaMachakosNext Nov 2· 13 dates$1,600
UgandaKampalaNext Nov 2· 13 dates$1,900
RwandaKigaliNext Oct 26· 13 dates$1,900
TanzaniaArushaNext Nov 9· 13 dates$1,900- TanzaniaDodomaNext Oct 26· 13 dates$1,800
- TanzaniaDar es SalaamNext Oct 26· 13 dates$2,000
- TanzaniaZanzibarNext Nov 16· 13 dates$2,600
NigeriaLagosNext Nov 16· 13 dates$2,800- NigeriaAbujaNext Nov 9· 13 dates$2,800
South AfricaPretoriaNext Nov 2· 13 dates$3,200- South AfricaJohannesburgNext Nov 2· 13 dates$3,400
- South AfricaCape TownNext Oct 26· 13 dates$3,800
UAEDubaiNext Oct 26· 13 dates$3,800
GhanaAccraNext Nov 16· 13 dates$4,500
Scroll sideways to see all 18 cities →
Frequently Asked Questions About Live Online Executive Credit Risk & Lending Training Course
Everything you need to know about this course before you register.
By the end of the Executive Credit Risk & Lending programme, you'll be able to formulate credit risk appetite, concentration limits and lending strategy aligned with capital and growth plans, evaluate the quality of credit governance, committee processes and delegated authorities, interpret internal ratings, probability of default models and ifrs 9 expected credit loss outputs, and assess large and complex credit proposals across corporate, sme, trade and project lending. The full breakdown of topics is covered session by session in the Course Outline tab above.
The programme is aimed at executives and senior managers responsible for credit decisions and oversight, including: Chief credit officers and chief risk officers, Heads of corporate, commercial and SME lending, Executive credit committee members, Board risk committee members and non-executive directors, Regional and branch network managers with lending authority, Heads of recovery, collections and special assets, Credit risk managers moving into senior roles, and Development finance and microfinance institution executives.
Executive Credit Risk & Lending Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Executive Credit Risk & Lending Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Executive Credit Risk & Lending starts November 16, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Executive Credit Risk & Lending Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Executive Credit Risk & Lending Training Course is pitched at advanced professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Executive Credit Risk & Lending Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Executive Credit Risk & Lending Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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