Mobile money, instant payments, digital lenders and open banking have brought millions of people into formal finance, and they have also created new routes for fraud, money laundering, data abuse and system outages. Regulators must keep pace without choking innovation, while providers must show they are safe to license. Five days give both sides a shared framework. You review activity-based and entity-based licensing, e-money and trust account safeguarding, interoperability, payment system oversight and the principles for financial market infrastructures. Risk sessions address AML and CFT controls for digital onboarding, agent networks, cross-border remittances, cyber resilience, third-party and cloud dependence, and operational outages.
Consumer protection receives close attention, covering transparency, digital credit abuse, complaints, data privacy and financial inclusion goals, as do crypto-assets and stablecoins, embedded finance and artificial intelligence in credit. You also compare regulatory sandboxes, innovation hubs and supervisory technology. Central bank and regulatory authority staff, ministry officials, compliance and risk officers in banks, mobile network operators, payment service providers and fintech firms, and development partner advisers will benefit. Delivery is classroom, online or in-house with a CPD-accredited certificate. Afterwards you can assess a proposed regulation or licence application with confidence.
Digital financial services have reshaped how people save, pay, borrow and insure, particularly across Africa where mobile channels reach customers that branches never could. This growth has outpaced traditional regulatory models, which were built for banks and paper-based processes. Policy makers now face the task of protecting consumers and stability while leaving room for new entrants, and firms must understand what regulators expect of them.
This advanced programme provides a structured view of the policy and regulatory landscape for digital finance. Participants first examine regulatory objectives, the allocation of mandates between central banks, communications regulators, competition and data protection authorities, and the principles of proportionate, risk-based regulation. They then work through licensing categories, capital and safeguarding of customer funds, payment system oversight, interoperability and agent regulation. Risk-focused sessions cover financial crime, cyber and operational resilience, third-party dependencies, and emerging issues such as crypto-assets, central bank digital currency and algorithmic credit decisions.
Learning is based on comparison of regulatory approaches from several regions, short analytical exercises and a drafting workshop. Participants complete a policy brief or compliance assessment relevant to their own institution, which they can take back as the basis for reform or implementation.
Upon completion, participants will be able to:
Participants return to work with:
The programme brings regulators and providers into the same room and works through problems from both perspectives. It features:
Day 1: The Digital Finance Policy Landscape
Day 2: Licensing, Safeguarding and Agents
Day 3: Payment Systems and Market Infrastructure
Day 4: Financial Crime, Cyber and Operational Risk
Day 5: Consumer Protection, Innovation and Drafting
The programme is designed for regulators, policy makers and industry professionals, including:
On completing the sessions and the policy brief or assessment exercise, participants are issued with a CPD-accredited Certificate of Completion by Vision Reach Global Consultancy, which records their advanced training in digital finance regulation.
Upcoming cohorts
CPD-Accredited
Official invoice & confirmation letter provided
Team discount for 3+ seats
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Everything you need to know about this course before you register.
By the end of the Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk programme, you'll be able to map the regulators, laws and standards that govern digital financial services in a market, compare licensing models for e-money issuers, payment service providers and digital lenders, evaluate safeguarding, capital and liquidity requirements for customer funds, and assess payment system risk, interoperability and oversight arrangements. The full breakdown of topics is covered session by session in the Course Outline tab above.
The programme is designed for regulators, policy makers and industry professionals, including: Central bank payment systems and supervision officers, Policy advisers in ministries of finance and ICT, Capital markets, insurance and communications regulators, Compliance, risk and legal officers in banks, Mobile network operator and mobile money managers, Payment service provider and fintech founders and executives, Financial intelligence unit and AML officers, Consumer protection and competition authority staff, and Development partner advisers on financial inclusion.
Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk Training Course typically runs as 5 Days. It's available as in-person classroom, live virtual, and in-house corporate training — every course can also be delivered on-site for your team on dates that suit you.
Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk Training Course is scheduled in-classroom in Nairobi, Kenya, Mombasa, Kenya, Naivasha, Kenya, and Kisumu, Kenya, and 14 other locations, plus a live interactive virtual classroom you can join from anywhere. Check the schedule panel above for exact upcoming dates and fees in each location.
The next live virtual cohort of Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk starts October 26, 2026, with new classroom cohorts also running on a rolling basis. Pick a date and location in the schedule panel above, then click "Register for the Course" — it takes a few minutes and your seat is confirmed once payment or a signed purchase order is received.
Yes — delegates who meet the attendance requirement receive a Certificate of Completion for Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk Training Course from Vision Reach Global Consultancy, issued in the name you register with, so double-check the spelling at checkout.
Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk Training Course is pitched at advanced professionals. If you're unsure whether it's the right fit for your current role or background, message our training advisors before you register and they'll help you confirm.
Fees for Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk Training Course vary by delivery location and format and are shown in real time in the schedule panel above once you pick a date. Register 3 or more delegates on the same course together and a 5% team discount is applied automatically — larger cohorts can request a custom corporate quote.
Yes — Policy and Regulatory Frameworks for Digital Financial Services, Payments & Fintech Risk Training Course can be delivered on-site at your offices (or virtually for distributed teams), with case studies and examples tailored to your industry and the specific challenges your team is working through. Switch to the "In-House" tab in the schedule panel above to request a proposal.
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