Banks operate on public trust and borrowed money, which is why they are regulated more closely than almost any other business. Supervisors must spot weaknesses in capital, asset quality, liquidity and governance early enough to act, while banks must prove to regulators, auditors and correspondent partners that their compliance framework works in practice rather than only on paper. Both sides face rising demands from new capital rules, digital lending, mobile money and tighter financial crime expectations.

The Practical Banking Supervision & Regulatory Compliance Training Course gives participants a working method for each stage of the supervisory and compliance cycle. It starts with the objectives of supervision and the architecture of the Basel framework, then moves through risk-based planning, analysis of financial statements and returns, and examination of credit, market, liquidity and operational risk. Later sessions cover corporate governance, AML and sanctions controls, conduct and consumer protection, and the enforcement tools available when a bank falls short.

Each topic is taught through ratio exercises, sample bank data and mock examinations. Participants finish the week having produced an inspection plan, a short report of findings and a compliance monitoring calendar they can adapt for their own institution.

After completing the programme, participants will be able to:

• Explain the objectives, powers and structure of effective banking supervision.
• Plan a risk-based supervisory cycle that combines off-site analysis with on-site inspection.
• Calculate and interpret capital adequacy, liquidity and asset quality ratios.
• Assign and justify a CAMELS rating for a sample bank.
• Review loan classification and provisioning against IFRS 9 and prudential rules.
• Test governance, internal control and AML and counter-terrorist financing arrangements.
• Draft examination findings and agree corrective action plans with bank management.

The programme is intended for people who supervise banks or keep them compliant, including:

• Bank supervisors and examiners in central banks and financial regulators
• Compliance officers and heads of compliance in commercial banks
• Credit and operational risk managers
• Internal auditors and audit committee members
• Money laundering reporting officers and financial crime analysts
• Regulators of SACCOs, microfinance institutions and insurers
• Company secretaries and board risk committee members
• Legal advisers working on financial services regulation

Participants take away:

• A completed ratio workbook for capital, liquidity and asset quality analysis.
• A CAMELS assessment of a sample bank, with a written rationale for each component.
• A risk-based inspection plan with scope, sampling and resource estimates.
• A template for writing clear examination findings and recommendations.
• A compliance monitoring calendar covering returns, policies and regulatory deadlines.
• A checklist for assessing AML and sanctions controls.

Sessions reflect the daily work of supervisors and compliance teams. Learning methods include:

• Hands-on ratio exercises using spreadsheets and sample bank financial data
• Case files of weak and failed institutions to practise early warning analysis
• A mock on-site inspection, with groups acting as examiners and bank management
• Short briefings on Basel standards and supervisory practice
• Drafting practice for findings, letters and board reports

Participants who attend every session and complete the exercises and the mock inspection receive a CPD-accredited Certificate of Completion from Vision Reach Global Consultancy.