Banks hold public deposits and sit at the centre of payments and credit, so the standards applied to them are among the most demanding in any economy. Regulators are tightening expectations on capital, liquidity, governance, financial crime and consumer conduct, and banks that fall short face penalties, restrictions and loss of market confidence. Supervisors and compliance professionals therefore need a shared, current understanding of what sound banking looks like and how to test it.

The Professional Banking Supervision & Regulatory Compliance Training Course covers the supervisory cycle from licensing to enforcement. Participants examine the legal basis for supervision, the Basel Core Principles, risk-based approaches to on-site and off-site work, capital adequacy and liquidity coverage measurement, asset quality and expected credit loss, operational and cyber risk, and corporate governance. A full day is devoted to AML and CFT, including risk assessments, transaction monitoring, suspicious activity reporting and the role of the compliance function.

Learning is case driven. Participants analyse anonymised bank financial statements, build a supervisory risk profile, draft examination findings and design a compliance monitoring programme with testing, reporting and remediation tracking. Each leaves with a practical toolkit adaptable to their institution or authority.

By the end of the programme, participants will be able to:

• Describe the objectives, powers and structure of effective banking supervision.
• Apply a risk-based framework to plan and prioritise supervisory work.
• Calculate and interpret capital adequacy, liquidity and asset quality indicators.
• Evaluate credit risk management, provisioning and impairment practices.
• Assess a bank's governance, internal controls and risk culture.
• Design AML and CFT controls, including customer due diligence and transaction monitoring.
• Prepare examination reports and recommend proportionate corrective action.
• Build a compliance monitoring and testing programme for a financial institution.

The course is intended for professionals who supervise banks or keep them compliant, such as:

• Bank examiners and supervisors at central banks and financial regulators
• Compliance officers and heads of compliance in commercial banks
• Money laundering reporting officers and financial crime analysts
• Risk managers and credit risk officers
• Internal auditors in financial institutions
• Company secretaries and board committee members
• Microfinance and SACCO regulators and managers
• Legal advisers and consultants serving the banking sector

Participants leave the programme with:

• A ratio workbook for assessing capital, liquidity, asset quality and earnings.
• A supervisory risk matrix they can adapt to rate banks or business units.
• A model examination report structure with findings, root causes and recommendations.
• An AML and CFT control checklist covering onboarding, monitoring and reporting.
• A compliance monitoring plan with a testing calendar and issue log.
• Greater confidence in discussing prudential requirements with boards and regulators.

The programme is designed for experienced professionals and keeps theory short. It relies on:

• Practitioner-led sessions explaining each standard and how supervisors apply it
• Anonymised bank financial statements and regulatory returns for ratio work
• Case files of control failures and the resulting supervisory responses
• Role-play between an examination team and bank management
• Drafting clinics for findings, reports and compliance plans

On attending all sessions and completing the case work, participants are issued a CPD-accredited Certificate of Completion by Vision Reach Global Consultancy.